• Personal Accident Insurance

    Personal Accident Insurance

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27
January
2016
Personal Injury Insurance Quotes

Government statistics indicate that you have a one in seven chance of being away from work for at least six months at some point in your working life due to an accident or injury. 
Accidents can happen at any time and whilst most are minor, others can be much more serious. If you are self-employed or run your own business than this could have devastating consequences on your personal finances.
Our specialist personal accident insurance cover will provide comprehensive cover for both short and long-term injuries providing peace of mind for you and your family.
 

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Accident and Injury Insurance with a Difference!

Unlike some other providers we can provide cover for a fully array of occupations including manual trades.  We can also cover sports and recreational activities – our goal is to give you the cover you need, not hide behind the small print! 
Whether you work behind a desk, in construction, or personal security in a potential terrorist hotpsot - we can tailor a policy that meets your needs.
 

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What Does Personal Accident Insurance Cover?

Our personal accident cover is split into two key areas:

1. Capital Benefits providing lump sum payments for life changing events such as accidental death, paraplegia, quadriplegia or permanent disablement as well as permanent loss of limbs, sight, hearing or speech.

2. Weekly Benefits which will assist in replacing lost income for the period your are unable to work following an accident allowing you to keep mortgage and rental payments up-to-date.
We can also extend cover for sickness subject to underwriter acceptance.
 

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Why Insync for Personal Accident

  • Access to over 50 insurer partners and schemes
    Access to over 50 insurer partners and schemes
  • Instant quotations - cover and policy documents in minutes
    Instant quotations - cover and policy documents in minutes
  • Flexible cover & monthly payments – just pay for the sections you need
    Flexible cover & monthly payments – just pay for the sections you need
  • Expert advice from Accident Insurance specialists
    Expert advice from Accident Insurance specialists
  • 24 Hour Claims Helpline
    24 Hour Claims Helpline
  • Personal – Digital servicing AND your own dedicated insurance professional
    Personal – Digital servicing AND your own dedicated insurance professional

Personal Accident Insurance Cover

  • Specialist personal injury and accident cover
    Specialist personal injury and accident cover
  • Cover for individuals, businesses or groups
    Cover for individuals, businesses or groups
  • Capital Benefits for life changing accidents
    Capital Benefits for life changing accidents
  • Weekly Benefits for shorter term temporary injuries
    Weekly Benefits for shorter term temporary injuries
  • All occupations considered including manual or high hazard trades
    All occupations considered including manual or high hazard trades
  • Sports and Recreational activities covered on request
    Sports and Recreational activities covered on request
  • Available for UK nationals with option to cover work abroad including high hazard countries (war and terror risks considered)
    Available for UK nationals with option to cover work abroad including high hazard countries (war and terror risks considered)
  • Flexible cover – select the individual limits and weekly benefits
    Flexible cover – select the individual limits and weekly benefits
  • Secure cover underwritten by A Rated insurer at Lloyds of London
    Secure cover underwritten by A Rated insurer at Lloyds of London

How Long Is Cover Provided For Under Accident Insurance Weekly Benefits?

How Long Is Cover Provided For Under Accident Insurance Weekly Benefits?

For under the temporary total disablement section we provide the agreed weekly benefit for up to two years (104 weeks). Should sickness cover be agreed, then cover is provided for one year (52 weeks).

What Type of Activities are generally considered hazardous and should be disclosed?

What Type of Activities are generally considered hazardous and should be disclosed?

We are happy to consider cover for all types of activities, generally we would consider taking part in the following to be hazardous, although this is not an exhaustive list and we would suggest you speak to one of our advisors to confirm your individual requirements:
Aviation, boxing, caving, climbing or mountaineering, football, hang-gliding, jet-skiing, martial arts, parachuting, pot-holing, rugby, winter sports, off-piste skiing, snowboarding, underwater diving, water sports, riding or driving in any form of race, trial or competition.