• Motor Trade Insurance

    Motor Trade Insurance

    Tailored cover for road risks and full garage packages - Compare quotes from our panel of leading insurers

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27
January
2016

Compare Motor Trade Insurance Quotes

Insync is one of the UK’s leading motor trade insurance brokers. Our UK team of trade cover experts have access to the UK’s leading motor trade policies including AXA, Aviva, Allianz and LV=. Your dedicated advisor will take the time to understand your specific requirements and compare motor trade quotes, helping you find the right policy at the right price.

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What Is Motor Trade Insurance

Motor trade insurance provides cover for all types of motor trade businesses from part-time traders requiring road risk only, to full garage risks (traders combined). We can offer cover for a wide variety of activities including car valeting, breakdown and recovery, motor mechanics and car traders offering vehicle sale and/or servicing.

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What Does Traders Insurance Cover?

At the heart of any trade policy is road risks, providing cover for your own and customers vehicles. Road risks cover can also be extended to provide demonstration cover which allows potential customers to test drive vehicles. If you provide courtesy vehicles or own a recovery truck, these can also be included.

If you own or operate from rented premises you will also need protection for vehicles at your garage or forecourt for risks such as fire, theft or vandalism (stock of vehicles). In addition, you can cover contents, machinery, vehicle ramps, tools and materials.

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Why Insync for Motor Trade

  • We compare prices and cover from our panel of 5+ leading trade insurers
    We compare prices and cover from our panel of 5+ leading trade insurers
  • Instant quotations - cover and policy documents in minutes
    Instant quotations - cover and policy documents in minutes
  • Flexible cover – just pay for the sections you need
    Flexible cover – just pay for the sections you need
  • Expert advice from Trade Insurance specialists
    Expert advice from Trade Insurance specialists
  • Your own dedicated motor trade broker
    Your own dedicated motor trade broker
  • Risk Management advice to keep your costs in check
    Risk Management advice to keep your costs in check
  • We’re different – “It’s not just business, it’s personal”
    We’re different – “It’s not just business, it’s personal”

Motor Trade Cover

  • Specialist cover from traders insurance specialists
    Specialist cover from traders insurance specialists
  • Road Risk insurance or full garage risk policies
    Road Risk insurance or full garage risk policies
  • Vehicle Sales, Body shops, Repair & MOT, Car valeting, Exhaust and tyre fitters
    Vehicle Sales, Body shops, Repair & MOT, Car valeting, Exhaust and tyre fitters
  • 24 Hour Claims Service
    24 Hour Claims Service
  • Young Drivers – Motor Trade Insurance from aged 23+
    Young Drivers – Motor Trade Insurance from aged 23+
  • Trade Plate Insurance cover
    Trade Plate Insurance cover
  • Convicted drivers and/or poor claims history
    Convicted drivers and/or poor claims history
  • Full or part time traders
    Full or part time traders
  • Car or Van no claims discount to road risk conversion
    Car or Van no claims discount to road risk conversion
  • Engineering, Legal Protection & Uninsured Loss Cover
    Engineering, Legal Protection & Uninsured Loss Cover

I’m Only a Part-time trader – Can You Cover My Other Business?

I’m Only a Part-time trader – Can You Cover My Other Business?

Absolutely, insurers appreciate that some traders also use their own vehicle for other business purposes. With this in mind you may add additional business use – for example, if you are a carpenter and need cover to drive you van to travel to client sites or suppliers, cover can simply in extended accordingly.

Can I Drive Any Vehicle Under My Trade Policy?

Can I Drive Any Vehicle Under My Trade Policy?

Motor Traders Insurance policies often exclude certain types of vehicle, typically higher group or performance vehicles. A full list of any excluded vehicles will be made available at point of quotation.

What Limit of Cover Do I Need Under My Road Risks

What Limit of Cover Do I Need Under My Road Risks

Most road risk policies carry a limit of indemnity (for example £10,000 or £15,000 etc.). This limit is the maximum amount the insurer will pay for an own damage or fire or theft claim – for example you are driving a car valued at £15,000 but cover under your policy is limited to £10,000 and the insurer will only pay up to the limit. You should select your limit carefully in line with your specific business requirements and the vehicles you may drive.