17 March 2014

Empty Property - Do you need Unoccupied Property Insurance?

Written by Jon Norman, Posted in Unoccupied Property

Most standard buildings insurance policies will only provide cover for unoccupied or empty property for a period of either 30 or 60 days.  Beyond this you will need to ask your Insurer to extend cover or arrange a specialist vacant property insurance policy. In the first instance check your current policy document or speak to your Insurer advisor to understand existing requirements or conditions.

12 March 2014

Public Liability - 5 ways to SAVE without cutting down on your cover

Written by Jon Norman, Posted in Business

In these challenging economic times we’re always looking for ways to reduce overheads and bring our cost base down. Insurance is an obvious area to review and if you are a Tradesman or Professional chances are your Public Liability Insurance could be a good place to start.

11 March 2014

Motor Traders - What's the future for GAP Insurance and other add-ons?

Written by Jon Norman, Posted in Motor

Last July the financial regulator, Financial Conduct Authority (FCA), announced a review into the sale of general insurance add-ons, i.e. where they form an addition to the main purchase.  In terms of the motor trade market, this will include supplementary products to vehicle sales such as GAP Insurance and car paint / fabric protection insurance. 

The report findings have just been released and the outcome is likely to lead to sweeping changes across the motor industry.

10 March 2014

5 Myths about Motor Trade Insurance

Written by Jon Norman, Posted in Motor

Traders Insurance can seem complicated and the different options may seem bewildering.  Insurance is also one of those topics where everyone you meet seems to be an “expert” and before long people start to believe some of these Chinese whispers.  We’ve pulled together some of the most common myths that we hear when providing Motor Trade quotes.

07 March 2014

Flood Re what does this mean for Landlords & Small Business owners?

Written by Jon Norman, Posted in Landlords

As many Landlords and small businesses continue to fight to recover from severe flooding and rainfall which was described by the MET Office as “the most exceptional for 248 years”,  our thoughts start to turn to the future and the cost and availability of business insurance protection.

28 February 2014

Police Crackdown on Motor Trade Insurance

Written by Jon Norman, Posted in Motor

According to our friends at Car Dealer Magazine, the Police have launched an operation called “Rogue Trader” to investigate and prosecute any Motor Trade dealers misusing their road risks insurance cover

28 February 2014

Public liability insurance - What exactly is it?

Written by Jon Norman, Posted in Business

Business Insurance is a world full of jargon and insurance geek speak, however, if you undress the initial complexity, the concepts are very simple and liability cover is no different.

28 February 2014

Myths about Landlord Insurance

Written by Jon Norman, Posted in Landlords

Like football transfers or the forthcoming plot in Eastenders, Insurance is one of those subjects where everybody has an opinion or story to tell. As time goes by, and the network of Chinese whisperers expands, the truth can become lost in translation.  Not such an issue if Ronaldo doesn’t end up signing for Peterborough United, or Grant doesn’t return to the Queen Vic, but in the more complex world of commercial insurance, the potential impact could have much more significance.

We’ve compiled some of the common misconceptions about Landlord Insurance that we hear from our clients.

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