• Business Insurance for Wholesalers

    Business Insurance for Wholesalers

    Tailored cover for wholesale and distributions businesses - compare quotes from our panel of leading insurers

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27
January
2016

Compare Business Insurance Quotes for Wholesalers

Insurance for a wholesale and/or distribution business is absolutely critical. PA fire, flood or break-in at your premises could have a devastating impact.

Our tailored wholesalers insurance packages will protect machinery, contents and stock as well as your legal liability risks in the form of public and employers liability insurance.

Your dedicated business insurance advisor will help you understand the various cover options before comparing quotes from our panel of leading insurers, providing peace of mind that you have the right cover at the right price.

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What Are The Key Insurance Risks for a Wholesale Business?

Aside from the obvious protection of buildings, stock, machinery and contents, if your wholesale business has employees then you are required by law to purchase employers liability insurance. Employers liability provides cover for legal costs and compensation payments following claims by an employee for injury or illness sustained as a result of their employment with your firm. For example, a common cause of claim for wholesalers is from employees suffering from long-term chronic back injuries relating to lifting.

Depending on the type of goods you distribute, products liability insurance can also be very important. Products liability provides protection against claims from members of the public who have suffered injury or illness as a result of a product you have supplied. Whilst you may believe that the manufacturer is ultimately responsible, claims will be directed to a wholesaler in the first instance – insurers may seek to subrogate the loss from the manufacturer, however where goods are purchased from the Far East this can be problematic.

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Why Insync for Wholesalers

  • We compare prices and business cover from our panel of leading commercial insurers
    We compare prices and business cover from our panel of leading commercial insurers
  • Instant quotations - cover and policy documents in minutes
    Instant quotations - cover and policy documents in minutes
  • Flexible cover & monthly payments – just pay for the sections you need
    Flexible cover & monthly payments – just pay for the sections you need
  • Expert advice from dance insurance specialists
    Expert advice from dance insurance specialists
  • 24 Hour Claims Helpline
    24 Hour Claims Helpline
  • Personal – Digital servicing AND your own dedicated insurance professional
    Personal – Digital servicing AND your own dedicated insurance professional

Wholesalers Insurance Cover

  • Specialist cover for all types of wholesale or distribution operations
    Specialist cover for all types of wholesale or distribution operations
  • Single or multiple locations (including non UK premises)
    Single or multiple locations (including non UK premises)
  • Non-standard construction and high risk trades
    Non-standard construction and high risk trades
  • Products Liability (including goods from China and Far East)
    Products Liability (including goods from China and Far East)
  • Import and Export specialists (Including cover for Export to USA)
    Import and Export specialists (Including cover for Export to USA)
  • Buildings, contents, tools, machinery, stock and fixtures & fittings
    Buildings, contents, tools, machinery, stock and fixtures & fittings
  • Stock or goods in transit, money cover
    Stock or goods in transit, money cover
  • Business Interruption (including specialist suppliers extensions)
    Business Interruption (including specialist suppliers extensions)
  • Legal liabilities (Public Liability and Employers Liability)
    Legal liabilities (Public Liability and Employers Liability)
  • Personal Accident
    Personal Accident
  • Legal Expenses
    Legal Expenses

Wholesalers Insurance Claims Example

Wholesalers Insurance Claims Example

Your suppliers are just as susceptible to fire or other serious losses as you are – maybe even more so! With that in mind, we can extend your policy to cover your loss of income (business interruption) should key business partners suffer a claim or loss that interrupts their ability to supply you with product(s).

Are You Dependent on One or Two Key Suppliers? Rest Easy – We Can Cover That!

Are You Dependent on One or Two Key Suppliers? Rest Easy – We Can Cover That!

Each care home policy is calculated individually depending on your specific requirements. The location of the home (post-code), number of patients, residents and/or staff, construction of the property and the individual level of sums insured will all impact the insurers pricing.