These 5 facts about accidents and incidents in construction might surprise you. What injuries do you need to be the most prepared for on your construction site?
Articles in Category: Public Liability
When handling stock, its important to select the correct stock sum insured amount to cover your business in the event of a claim. The stock sum insured also forms the basis of an insurance premium, so essential to get it right and avoid underinsurance.
The say that you can never have too much of a good thing and a strange as that sounds it probably also applies to a businesses liability insurance.
We are often asked “How Much Public Liability Insurance Do I Need?” and that is not an easy question to answer, as in reality it depends directly on the maximum amount which you could ever be liable for should you be unfortunate enough to suffer a loss.
As we don’t have a crystal ball the exact level of a future claim is impossible to predict, but what we can do is examine some of the key factors which influence claims exposure.
Insurance is not the most sexy of subjects and it's all to easy to simply view it as pure business cost. As such, you might be surprised to learn that you can use it as a tool to win new customers!
Since the decision to leave the EU in 2016, the ways manufacturing organisations are conducting business outside of the UK in changing. With much of the world prepare to pay up to 22% more for British-made goods, read how you manufacturing business can make the most of this opportunity.
Working in hot weather can be particularly uncomfortable for tradesman and construction workers. In extreme cases it can be a threat to your own health and that of your employees.
If you own a construction firm you are directly responsible for the safety and well-being of your workforce – should a member of your team suffer illness or injury in extreme heat, they could hold you responsible and seek financial compensation in the form of employers’ liability claims under your Construction Insurance policy.
When you are insuring your business the different types of cover and policies can be confusing. As such, it is important to take the time to understand some of the key fundamental options, together with the potential exposures which they protect.
One of the most frequent questions we are asked is the difference between Public Liability Insurance and Professional Indemnity and which is the most important.