Articles in Category: Public Liability

Construction Insurance Tips - Employee Risks Working in Hot Weather

Construction Insurance Tips - Employee Risks Working in Hot Weather

Working in hot weather can be particularly uncomfortable for tradesman and construction workers. In extreme cases it can be a threat to your own health and that of your employees.

If you own a construction firm you are directly responsible for the safety and well-being of your workforce – should a member of your team suffer illness or injury in extreme heat, they could hold you responsible and seek financial compensation in the form of employers’ liability claims under your Construction Insurance policy.

Public Liability vs. Professional Indemnity Insurance

Public Liability vs. Professional Indemnity Insurance

When you are insuring your business the different types of cover and policies can be confusing. As such, it is important to take the time to understand some of the key fundamental options, together with the potential exposures which they protect.

One of the most frequent questions we are asked is the difference between Public Liability Insurance and Professional Indemnity and which is the most important. 

How Much Public Liability Insurance Do I Need?

How Much Public Liability Insurance Do I Need?

The say that you can never have too much of a good thing and a strange as that sounds it probably also applies to a businesses liability insurance.

We are often asked “How Much Public Liability Insurance Do I Need?” and that is not an easy question to answer, as in reality it depends directly on the maximum amount which you could ever be liable for should you be unfortunate enough to suffer a loss. 

As we don’t have a crystal ball the exact level of a future claim is impossible to predict, but what we can do is examine some of the key factors which influence claims exposure.