Articles in Category: Motor

What Is Motor Fleet Insurance? And Do I Need It?

What Is Motor Fleet Insurance? And Do I Need It?

Simply put, motor fleet insurance is cover for multiple business vehicles on a single policy. These can be all the same type of vehicle, or a combination of cars, vans and trucks. Many insurers offer cover for fleets of at least 5 vehicles, however here at Insync we can cover fleets with 3+ vehicles. Read our blog post to learn more about motor fleet insurance and whether your business needs it.

Motor Trade Insurance Tips - Managing Your Car Dealership IT Systems

Motor Trade Insurance Tips - Managing Your Car Dealership IT Systems

Whether it’s managing your vehicle inventory, sales, parts or financing, your dealer management IT system is likely to be integral to your day-to-day motor trade operation.  The ease of processing and continued improvement of IT platforms can greatly improve your customer services levels, however, the volume of data can lead to a heightened security threat.

Transportation Motor Fleet Insurance - Why It Pays Not To Overload

Transportation Motor Fleet Insurance - Why It Pays Not To Overload

If you are running a logistics or transport company then you are committed to ensuring efficient and on-time deliveries and shipments. Whether you oversee a large fleet of heavy goods vehicles (HGVs) or a single vehicle for delivery purposes, your profitability hinges on your drivers’ ability to make reliable, punctual drops.

However, time pressures and ever increasing workloads can often put employers and drivers alike under pressure to overload vehicles, resulting in overburdened vehicles and drivers.  Overloading is not only a breach of regulations, putting the business at risk of potential fines, it can also invalidate your Motor Fleet Insurance policy.

Motor Trade Insurance Explained - Why Employers Liability Matters

Motor Trade Insurance Explained - Why Employers Liability Matters

Working in the motor trade industry can be surprisingly dangerous. Whether moving a vehicle, working in a repair or body shop, or handling a multitude of chemicals—this seemingly innocuous industry actually hosts a number of deadly perils.

In order to safely protect employees, employers have a legal obligation to purchase Employers liability cover as part of their Motor Trade Insurance package.

Car Valeting Insurance - Improve Safety to Lower your Premiums!

Car Valeting Insurance - Improve Safety to Lower your Premiums!

Whether you operate as a mobile car valeter or fixed car washing service, understanding the risk of injury and damage through good Health and Safety application is critical to your business.  Minimising risk will ensure that you can keep your Car Valeting Insurance premiums in-check as well as reducing the potential reputational damage a loss can incur.

Washing vehicles as a Commercial business is not a straightforward as it sounds, you are often working with electronic machinery and handling chemicals, both of which can carry increased risk of injury, either to a member of the Public (Public Liability Insurance) or to employees (Employers Liability Insurance).

How To Prevent Fleet Fraud In Your Small Business

How To Prevent Fleet Fraud In Your Small Business

As a small business owner with a motor fleet, the thought a staged accident or injury claim by an employee can be costly. These falsified claims cost billions of pounds per year and the expensive pay-outs mean increased insurance premiums year on year. Read how you can prevent fleet fraud in your business with our simple tips.

Fleet Insurance Tips - How To Prevent Cargo Theft

Fleet Insurance Tips - How To Prevent Cargo Theft

Whether you are a logistics, retail or manufacturing business, chances are you will need to deliver goods or supplies using your vans, lorries or HGV’s. 

Unfortunately, theft of your goods (or cargo as the insurance industry describes it) represents a significant threat to your business, not only in terms of the value of load, but also in associated lost business and profits from unfulfilled deliveries and orders.

A standard commercial vehicle or Motor Fleet Insurance policy will not normally extend to cover items carried, which is why it is advisable to arrange specialist Goods In Transit Insurance or Cargo cover.

Fleet Insurance Tips - How To Set Driving Mirrors To Improve Safety

Fleet Insurance Tips - How To Set Driving Mirrors To Improve Safety

The ability for your drivers to set outside mirrors effectively to eliminate blind spots is a crucial part of being a defensive driver.  Not only will this improve safety and reduce accident levels, this should also improve your long-term claims experience and lead to savings on your Motor Fleet Insurance.

It might seem simple, but mirror adjustment is fundamental to defensive driving techniques as well as overall safety. While almost all vehicles come equipped with two outside mirrors, many fleet drivers don’t set them properly, making the vehicle as dangerous as it would be if it were missing mirrors altogether.

Motor Trade Insurance Tips - Repair and Body shop Risk Assessments

Motor Trade Insurance Tips - Repair and Body shop Risk Assessments

All workplaces can be potentially hazardous, but working in the motor industry can provide more risks than most.  According to the HSE (Health and Safety Executive) there have been 33 deaths and over 7000 injuries in the motor vehicle repair industry over the last 5 years.

Accidents in the body shop or repair workshop can result in injury to staff or members of the public leading to subsequent claims under your Motor Trade Insurance.

Motor Trade Insurance - Body Shop Customer Safety Tips

Motor Trade Insurance - Body Shop Customer Safety Tips

As a panel beater or body shop owner, you will be familiar with the types of risks are associated with your trade. Garages present a variety of hazards, including the use of dangerous chemicals, exposure to paint fumes, exposure to sanding dust, metal fumes from welding and cutting, hearing damage from excessive noise, the potential for oil or grease spills leading to slips and falls, flying debris, electrical exposures and the general peril of working with large, heavy machinery.