Whether you work as a Doctor, Consultant, Nurse or any other Medical Practitioner, you have a responsibility to be honest with patients, or any person acting on their behalf — particularly when something unexpected or potentially harmful happens during their care or treatment.
A breach in your duty of care or other acquisition of negligence may lead to a claim under your Medical Professional Indemnity Insurance (malpractice), with associated costs such as policy excess and / or reputational damage. As such, it is vital that you understand current regulation and adhere to best practice.
In the modern world of business, travel plans are typically hectic, with tight schedules and back-to-back meetings and often arranged at short notice.
With the above in mind, it is easy to lose sight of the increased risk faced by business travellers, which can impact the safety of you or your employees. Businesses have a duty of care for the safety of their employees during the course of their employment, with this in mind it is important to identify potential hazards, as well as purchasing the right level of Business Travel Insurance.
The threat of a data breach for medical practitioners and health care facilities can be significant, as you are holding patients confidential and sensitive information. Should you suffer a data breach, not only could your practice suffer reputational damage, you could also face compensation litigation claims and regulatory fines.
Protection is available for data loss and data breach in the form of specialist Data Breach and Cyber Liability Insurance.
It may sound obvious, but before starting any treatment on patients, medical professionals need to obtain consent. Failure to secure AND document the necessary patient consent accurately can leave you open to challenge and a costly Professional Indemnity / Medical Malpractice Insurance claim.
As a medical professional, you have enough on your mind without having to constantly worry about whether a patient will file a medical malpractice claim against you and whether the claim is valid or not. Unfortunately, in today’s increasingly litigious society, medical negligence claims are becoming more commonplace.
Whether you are a doctor, nurse, cosmetic surgeon, dentist, therapist, paramedic, nutritionist or any other type of medical professional, working in the National Health Service (NHS) or privately, you should have a solid grasp of what medical negligence is and how it affects you. With the proper cover and knowledge, you can help ensure that one mistake or false allegation does not place your job and finances at risk.