Whilst you may not think that working in a hair salon is particularly hazardous, risks still exist and without adequate awareness and risk management, your staff could still suffer workplace injuries.
Should one of you team suffer an accident and subsequent injury at work, you could face expensive compensation claims under the employers liability section of your Hairdressing Insurance policy.
On-the-job accidents can be avoided by focusing on safe practices and taking necessary and sensible precautions.
With the Department of Trade and Industry (DTI) reporting that over 70% of businesses never recover from a business disaster such as a fire or flood, the importance of a structured continuity plan for your beauty or hair salon has never been higher.
Whilst your Hair Salon Insurance package may extend to cover the property damage itself, together with any associated loss of income and fixed costs under a business interruption extension; without a well managed and organised plan, your business may still never recover.
Entering a competition or attending a hair and beauty exhibition can give your salon a huge boost, not only in terms of keeping up with the latest styles and trends, but from a brand and PR perspective it can make you really stand out from the competition.
However, it is easy to forget the more mundane and practical tasks associated with these events such as ensuring your Hairdressing Insurance or Salon Insurance package provides all the necessary cover to protect your assets.
Teenage workers are common place in Hair or Beauty Salons across the UK, providing a win-win situation of an enthusiastic and willing employee combined with a great early work experience opportunity for the teenager.
However, it is sometimes easy to forget that teen workers enjoy the same rights as any other employee, as does your duty of care as an employer. Should a teen worker suffer injury or accident during their employment you could find yourself on the end of a costly employers liability claim under your Hairdressing Insurance policy.
Though the hair and beauty industry is widely regarded as a glamorous occupation, there are still real hazards for those who choose a career in cosmetology. In fact, exposure to certain chemicals can increase the risk of serious health conditions.
This is not only relevant to your own health, but if you employ staff, you have a duty of care to create a safe working environment which protects employees from injury or illness. Failure to take the relevant and appropriate safety measures can result in Employers Liability claims under your Beauty Insurance or Hairdressing Insurance policy.
The insurance world tends to assume that everyone has a complete grasp on their technical jargon and small print. However, in reality, unless you have suffered a claim, there is no real reason why you would have studied the intricacies of a mobile hairdressing insurance policy any more than an insurance underwriter would know a Back-Angled Bob from inverse layering!
Our “Explained” series picks out some of the critical areas of cover for any hairdressing business and puts them into plain English.
If you're a self-employed hairdresser or salon owner, find out how you can delight your clients and keep them coming back time-after-time!
Competition on the High Street, or for mobile hairdressing customers, has never been so fierce, it’s now not enough just being a great stylist, you need to be a savvy marketer and business owner to keep ahead of the competition.
Here are some of our top tips to delight your clients and turn them into advocates – imagine your own direct sales force promoting your business!!
When you don’t have physical premises it can be easy to forget about business insurance or to not fully understand exactly where potential risks exist. If you own or run a mobile hairdressing business, you will know that you need insurance. In this edition of our “Health Check” series we look at mobile hairdressing insurance and identify the typical associated risks which you may need to consider.