Construction Insurance Tips - Understanding the New CDM Regulations 2015

Construction Insurance Tips - Understanding the New CDM Regulations 2015

If you are running a construction firm or working in the construction industry, then you should be familiar with the Construction (Design and Management) Regulations 2007 (CDM).

These regulations place legal duties on almost everyone involved in construction work. By defining responsibility and establishing guidelines for safe work, the CDM Regulations help improve on-site health and safety, ensure your employees are competent, and support your firms risk management strategies. By carefully implementing these guidelines you can reduce your exposure to liability insurance claims and subsequent increases to your Construction Insurance policy.

Why Are CDM Regulations Changing?

On the 9th January 2015 the Health and Safety Executive (HSE) released draft guidance on the new Construction (Design and Management) Regulations (2015) which come into force on 6 April 2015. The HSE’s objective is to simplify the existing regulations, reduce paperwork, and improve health and safety standards on smaller construction sites.

Neglecting to familiarise yourself with the changes could be disastrous — non-compliance increases your employees’ chances of suffering an accident, threatens the integrity of your finished structure, generates fines, and could even lead to prosecution.

Some of the most prominent changes in the new CDM Regulations include the following:

#1 Replacing the CDM co-ordinator role

Under CDM 2007 the co-ordinator was responsible for facilitating communication between dutyholders and liaising with the HSE, and were only required for certain types of projects. To simplify things, the HSE is replacing the co-ordinator role with the principal designer, meaning that an existing member of the design team will be responsible for coordinating the crucial pre-construction phase.

#2 Client Responsibility

Individual clients (people who are having construction or building work carried out) will now be responsible for notifying the HSE if on-site construction work will exceed 30 working days and have more than 20 employees working simultaneously, or if the project will exceed 50 working days. This is the first time that domestic clients (people who have construction work carried out on their own home) have responsibilities under the new CDM Regulations.

#3 Requirement For Written Construction Phase Plans

All clients must now ensure that their Contractors provide a written Construction Phase Plan before any work commences — this applies to smaller and domestic projects which were previously exempt from the CDM Regulations.

Where Can I Find More Information

The HSE has provided more detailed guidance on the CDM Regulations 2015 and how to comply on their website.

Compare Public Liability Quotes

FREE Construction Insurance Review

Insync specialises in all forms of cover for the Construction industry. You can Compare Public Liability Insurance Online via our website, alternatively why not book a free review with one of our expert Gurus who can help you find the right level of cover at the right price.

Related Articles

About the Author

Jon Norman

I’m passionate about family, sport, technology and business.

In fact, I have always been fascinated by business, whether it was running the school tuck-shop or my Saturday job in the local store, I was always looking for ways to improve or view things differently.

I have enjoyed an amazing career fast approaching 25 years in the insurance industry, which has given me real insight into the challenges and opportunities faced by SME businesses in today’s ever-evolving marketplace.

I co-founded Insync Insurance, to offer companies a new way to buy and manage their business insurance. A synergy of digital servicing and personal expertise - utilising the latest technology to enhance relationships, not to replace them.