Construction Insurance Tips - How To Use A Scissor Lift Safely

Construction Insurance Tips - How To Use A Scissor Lift Safely

Scissor lifts can be a useful tool at construction sites to help you and your employees perform work at height.  However, without adequate training and health and safety precautions, they can also be very hazardous, leading to employee injury and claims under your Construction Insurance policy.

If you are hiring the plant for a specific purpose, you may assume that it has been correctly maintained, but it is still best practice to perform adequate risk assessments before you start operating the lift.

Different Types of Lift

There are three types of scissor lifts:

#1 Hydraulic Lifts - which use hydraulic oil to lift the platform up and down

#2 Mechanic Lifts - which include all electrical and diesel-operated lifts

#3 Pneumatic Lifts - which use air pressure to lift the platform

What Are The Risks?

Whilst scissor lifts can be extremely useful when working in small areas as they are easily manoeuvrable, they can also be dangerous when used inappropriately or by an untrained operator, or when not properly maintained and serviced.

The Work at Height Regulations 2005 requires that all work at height on a scissor lift be planned properly, supervised appropriately and carried out in a reasonably safe manner. 

According to the Health and Safety Executive (HSE), almost one in five deaths at construction sites involve a fall from height, which highlights the very real risk for you and your business.

Scissor Lift Risk Management Tips

There are a number of things you can do to manage safety effectively while using a scissor lift:

  • Always perform a pre-work inspection. Never begin work with a scissor lift without first making sure all its components are in working order.
  • Do not use a lift if you are not properly trained. Know the manufacturer’s operating guidelines—they’re meant to ensure safety and save lives.
  • Never operate a scissor lift in inclement weather. Wind can easily knock down a raised scissor lift. If the forecast calls for rain or gusty conditions, avoid using the scissor lift outdoors. Most scissor lifts have a wind rating of 12.5 m/s or lower.
  • Do not overload the lift. Check the lift’s specifications to determine how much weight can be loaded onto the platform. Never exceed this number — it could cause the lift to tip over.
  • Always keep the lift lowered when moving. Moving on uneven land could cause the lift to tip over if raised. Always follow the manufacturer’s safe operating guidelines.
  • Do not stand or lean against guardrails. Move closer to your target to avoid breaking the guardrails, which are not meant to be weight-bearing.
  • Select work locations that are clear of electrical power sources. The lift should be clear of power lines, transformers and other overhead hazards, such as branches and overhangs.
  • Avoid performing work on an unstable or uneven surface. These hazards include drop-offs, holes, slopes, bumps, ground obstructions and debris.
  • Always set the brakes before lifting. Brakes add an extra layer of security to prevent the lift from moving.
  • Don’t be complacent. Always keep safety in mind when using any type of lift. Accidents can happen at any time.
  • If you feel uncomfortable in any way, don’t use the lift. Being unfamiliar with a lift can lead to improper use and injury. If you are unsure whether you can properly operate a scissor lift, tell a supervisor.

Lifting Equipment Regulations

More specific regulations apply to lifting equipment, under the Lifting Operations and Lifting Equipment Regulations 1998 (LOLER).  LOLER places duties on individuals and companies who own, operate or control lifting equipment.   Under these regulations you need to ensure that a scissor lift is operated by a competent person, who is appropriately supervised, and that all work is carried out in a safe manner.

LOLER also dictates that the scissor lift should be fit for purpose, suitably marked and subject to a statutory inspection every six months.  Records must be kept of all inspections and appropriate action taken on any defects.

Scissor Lift Insurance

Insurance cover will normally be required for the scissor lift itself (for example against theft or accidental damage), plus public liability insurance for any damage to property, or injury to third parties, whilst using the lift.  Similarly, employers liability cover can be extended providing indemnity should one of your employees fall or be injured whilst working on the lift. 

Plant Insurance

If you are hiring a scissor lift, check carefully to ensure you are aware who is responsible for insuring the lift itself.  This will either be covered by the plant hire company or alternatively you will be responsible for arranging the cover yourself.

If you are responsible for arranging the insurance, then typically this can be added to your existing Construction Insurance as Plant Hired-In.

If you decide to purchase the lift outright, cover can be simply arranged on either an individual basis or as part of a plant insurance package.   

Engineeering & Inspection Insurance

If you own the scissor lift you will also be responsible for arranging the bi-annual inspections to meet LOLER regulations, all of which can be arranged as part of an Engineering and Inspection policy.

Inspection cover can be arranged for both individual items or all your plant and equipment under a single policy.

Public Liability

Whilst all Construction firms will arrange Public and Employers Liability cover, it is important to notify your insurers if you will be using a scissor lift or other specific plant and equipment.  Many Public Liability Insurance policies will carry a height restriction or other similar warranties, as such you need to ensure that your insurer is comfortable with your activities and you can meet any specified requirements before work commences.

Compare Public Liability Quotes

FREE Insurance Review

Insync specialises in all forms of cover for the Construction Industry.  We can Compare Public Liability Insurance from the UK’s leading insurers including AXA, Allianz, Aviva and Zurich to help you find the right policy at the right price.

Cover can be tailored to your exacting requirements including plant and equipment, with or without inspection cover as appropriate. 

You can request a quotation online, alternatively, why not book a free review with one of our expert Gurus at a time that suits your diary.

Related Articles

About the Author

Jon Norman

I’m passionate about family, sport, technology and business.

In fact, I have always been fascinated by business, whether it was running the school tuck-shop or my Saturday job in the local store, I was always looking for ways to improve or view things differently.

I have enjoyed an amazing career fast approaching 25 years in the insurance industry, which has given me real insight into the challenges and opportunities faced by SME businesses in today’s ever-evolving marketplace.

I co-founded Insync Insurance, to offer companies a new way to buy and manage their business insurance. A synergy of digital servicing and personal expertise - utilising the latest technology to enhance relationships, not to replace them.