New research by the Federation of Master Builders (FMB) has revealed that more than half of builders in the UK have had their tools stolen; and nationally tool theft is one the rise. Follow our simple tips to keep your business protected!
Articles in Category: Construction
If your business operates in the construction sector, you’ll know how complex it can be managing supply chain risks, and how there is increasing pressure on managing, mitigating and transferring them effectively. Such delays can impact the commercial, design, logistical, quality and safety risks, which often negatively influence the businesses operations, project management and reputation. Read how you can efficiently manage your supply chain risk.
The ongoing housing shortage and rising house prices has significantly increased the popularity of cellar and basement conversions. Some of these projects can be quite complex and carry dangerous risks, increasing the potential of Construction Insurance claims.
This exposure has been recognised by the Health and Safety Executive (HSE), who are making strides in terms of increasing health and safety awareness for basement projects, in fact, the HSE has been performing periodic inspection campaigns since 2011.
Damage to underground services on construction sites, either through ground-working, or other on-site digging can be a significant cause of Construction Insurance claims.
The key to safe digging is understanding where underground services are buried before starting any project. Underground services can include cables, wires, pipelines and other equipment used by telecommunication, electricity, gas or water service providers.
Building contractors, ground workers, site engineers or any other contractor looking to undertake on-site digging should ensure that they contact utility companies and service providers to find out what underground services are below or near their site, and plan their work accordingly.
Vehicles used at the construction site can require specific safety precautions due to the specialist nature of the industry. When dealing with dumper trucks, driver and safety of the public needs to be your number one priority.
Should a member of the public or an employee suffer injury following an on-site accident involving a dump truck or tipper, it is likely to lead to significant claims under the liability section of our Construction Insurance.
The following tips will help you to manage your Dumper Truck on-site safety.
According to the Health and Safety Executive (HSE), falls from height represent the biggest single cause of workplace fatalities in the construction industry. Interestingly, the proportion of incidents is significantly skewed towards smaller projects.
Over 60% of deaths from height work involve falls from roofs, ladders or scaffolding. As such, it is vital that construction firms pay particular attention to site safety when using scaffolding to avoid injury to employees or members of the public. Claims under the liability element of your Construction Insurance from these incidents can be significant, leading large losses and associated premium increases.
Research and site inspections carried out by the Health and Safety Executive (HSE), highlighted that 40 per cent of construction sites inspected over a 4 week period did not have sufficient health and safety measures in place to properly protect workers.
When you combine this with a further study which found that wearing gloves on the construction site reduced the relative risk of injury by 60 per cent, the benefits of this simple risk protection process is clear.
If you are running a construction firm or working in the construction industry, then you should be familiar with the Construction (Design and Management) Regulations 2007 (CDM).
These regulations place legal duties on almost everyone involved in construction work. By defining responsibility and establishing guidelines for safe work, the CDM Regulations help improve on-site health and safety, ensure your employees are competent, and support your firms risk management strategies. By carefully implementing these guidelines you can reduce your exposure to liability insurance claims and subsequent increases to your Construction Insurance policy.
Since the decision to leave the EU in 2016, the ways manufacturing organisations are conducting business outside of the UK in changing. With much of the world prepare to pay up to 22% more for British-made goods, read how you manufacturing business can make the most of this opportunity.
Despite the construction industry representing only 6 percent of the UK workforce, according to the Health and Safety Executive (HSE) it accounts for circa 25 percent of fatalities in the work place.
In 2014/15 a reported 35 deaths and over 69,000 cases of injury or ill-health emanated from the construction industry. Many of these incidents will result in either employers liability or public liability insurance claims under a Construction Insurance policy.
If you work in the building and construction industry, you will be aware that with effect from 6th April 2015, new regulations came into force to manage the health, safety and welfare of construction projects in the form of the new Construction (Design and Management) Regulations 2015 (CDM 2015 Regulations).
The reform is intended to improve on previous health and safety standards in order to reduce the risk of construction worker injury. However, rather than supplementing the CDM 2007 Regulations, the new version supersedes all the previous procedures and rules. With this in mind, it is important that business owners or site managers working in the construction industry are fully aware of the requirements and the risk of non-compliance.
Working in hot weather can be particularly uncomfortable for tradesman and construction workers. In extreme cases it can be a threat to your own health and that of your employees.
If you own a construction firm you are directly responsible for the safety and well-being of your workforce – should a member of your team suffer illness or injury in extreme heat, they could hold you responsible and seek financial compensation in the form of employers’ liability claims under your Construction Insurance policy.
Whether you work in construction, electrical contracting or telecommunications, your role may involve an element of height work, the risk of injury or damage to property through on-site accidents whilst working at height is considerable increased.
The Health and Safety Executive (HSE) report that falls from height are the most common cause of death and serious injuries in the construction industry. Should a member of the public suffer injury or damage to property, for example, from a dropped hammer, then you could receive a significant claim under your Public Liability Insurance policy.
As you and your employees carry out your work many construction jobs will involve the use portable power tools and you may not always give much thought about the hazards electricity can pose. That is why it is so important to take the proper safety precautions at all times to avoid on-site accidents.
Should one of your employers suffer an injury through an electric shock, they may hold you responsible for being in breach of your duty of care as an employer by providing inadequate Health and Safety precautions. Such incidents are not only extremely bad for staff morale and public relations, they can also lead to costly Employers Liability claims under your Construction Insurance policy.
Scissor lifts can be a useful tool at construction sites to help you and your employees perform work at height. However, without adequate training and health and safety precautions, they can also be very hazardous, leading to employee injury and claims under your Construction Insurance policy.
If you are hiring the plant for a specific purpose, you may assume that it has been correctly maintained, but it is still best practice to perform adequate risk assessments before you start operating the lift.