Cyber Tips for Business Trips

Cyber Tips for Business Trips

When working on the go or travelling for work, it has become more important than ever before to take extra precautions to stay cyber safe. With more and more people relying on technology each day, cyber crime is becoming increasingly important as it can be detrimental to businesses and their reputations.

Domiciliary Care Insurance

Domiciliary Care Insurance

For adults that have age-related impairments or physical, mental or visual disabilities, it may be difficult for them to live independently in their own familiar surroundings. Domiciliary care organisations are able to provide these adults with specialised assistance which allows them to obtain a beneficial sense of self-reliance. 

What Are The Liability Insurance Risks For A Religious Organisation?

What Are The Liability Insurance Risks For A Religious Organisation?

Religious and Faith-based organisations face several additional liability insurance exposures because doors to their facilities often remain open for long periods of time, and people are constantly entering and exiting the premises. To make risk assessment more complicated, people representing these organisations often congregate in locations other than their main facility.

Nurses Professional Indemnity Insurance - Revalidation Are You Ready?

Nurses Professional Indemnity Insurance - Revalidation Are You Ready?

In an effort to continue to improve standards and protection for patients and service users the Nursing and Midwifery Council (NMC) has introduced a “revalidation” programme for nurses and midwifes. 

Revalidation building upon the current three-year renewal cycle and it is the responsibility of each individual nurse or healthcare professional to provide the necessary documentation to confirm that they remain fit to practice.

Landlord Insurance - Have You Prepared for Heavy Rain & Flood?

Landlord Insurance - Have You Prepared for Heavy Rain & Flood?

The Environment Agency (EA), the Scottish Environment Protection Agency (SEPA) and Northern Ireland’s Rivers Agency report that over 5 million properties in the United Kingdom are at risk of flooding.

Flood damage can be significant and it is important that buy-to-let property owners have taken adequate precautions as well as reviewing their Landlord Insurance and HMO Insurance policies carefully to ensure that the correct sums insured and cover is in place.

The Importance of Directors and Officers Insurance for Your Business

The Importance of Directors and Officers Insurance for Your Business

In February 2016, increased fines were introduced for breaches around corporate manslaughter, food safety and hygiene offences, and health and safety offences. Within the first twelve months the number of health and safety prosecutions against directors and officers tripled, yet many UK businesses still believe they do not need Directors and Officers (D&O) insurance and see it is an unnecessary and additional cost.

Shop Insurance Tips – How To Handle E-Commerce Risk

Shop Insurance Tips – How To Handle E-Commerce Risk

Many traditional high street stores are embracing the online world, not only to see goods online, but also to enhance customer relationships, attract new customers and increase overall sales revenue. However, if you are considering growing, or starting to trade your business online, it is important to understand what is required to maximise information security and minimise credit and debit card payment risks.

Electrical Contractors Insurance Tips - Safe Solar Panel Installation

Electrical Contractors Insurance Tips - Safe Solar Panel Installation

The continued growth of green energy is increasing demand for solar panel installation.  If your business is starting to get involved in the solar industry, it is important that your take some time to review your Health and Safety processes as well as your Electrical Contractors Insurance policy.  This will ensure that you have the correct level of risk management and cover in place.

Medical Professional Indemnity - How To Comply With Duty of Candour

Medical Professional Indemnity - How To Comply With Duty of Candour

Whether you work as a Doctor, Consultant, Nurse or any other Medical Practitioner, you have a responsibility to be honest with patients, or any person acting on their behalf — particularly when something unexpected or potentially harmful happens during their care or treatment.

A breach in your duty of care or other acquisition of negligence may lead to a claim under your Medical Professional Indemnity Insurance (malpractice), with associated costs such as policy excess and / or reputational damage.  As such, it is vital that you understand current regulation and adhere to best practice.

Construction Insurance Tips - Learn From Health & Safety Mistakes

Construction Insurance Tips - Learn From Health & Safety Mistakes

Despite the construction industry representing only 6 percent of the UK workforce, according to the Health and Safety Executive (HSE) it accounts for circa 25 percent of fatalities in the work place. 

In 2014/15 a reported 35 deaths and over 69,000 cases of injury or ill-health emanated from the construction industry.  Many of these incidents will result in either employers liability or public liability insurance claims under a Construction Insurance policy.