6 Typical Letting Agents & Estate Agents Professional Indemnity Claims

6 Typical Letting Agents & Estate Agents Professional Indemnity Claims

Help understand your PI Insurance risks by checking out our 6 key areas and claims examples

It’s often easier to visualise insurance risk by looking at typical claims examples.  We’ve put together some of the key Professional Indemnity Insurance exposures to help our Estate Agent and Letting Agent clients better understand the potential pitfalls.

5 Myths about Public Liability Insurance

5 Myths about Public Liability Insurance

The Insurance industry loves jargon and it’s easy to get bamboozled by all the different terms as they blend into a haze! Let’s look at five of the key Chinese whispers you might have heard at the local pub and see if we can’t put the record straight!

5 Myths about Motor Trade Insurance

5 Myths about Motor Trade Insurance

Traders Insurance can seem complicated and the different options may seem bewildering.  Insurance is also one of those topics where everyone you meet seems to be an “expert” and before long people start to believe some of these Chinese whispers.  We’ve pulled together some of the most common myths that we hear when providing Motor Trade quotes.

Myths about Landlord Insurance

Myths about Landlord Insurance

Like football transfers or the forthcoming plot in Eastenders, Insurance is one of those subjects where everybody has an opinion or story to tell. As time goes by, and the network of Chinese whisperers expands, the truth can become lost in translation.  Not such an issue if Ronaldo doesn’t end up signing for Peterborough United, or Grant doesn’t return to the Queen Vic, but in the more complex world of commercial insurance, the potential impact could have much more significance.

We’ve compiled some of the common misconceptions about Landlord Insurance that we hear from our clients.

5 Top Tips to reduce your Motor Trade Insurance

5 Top Tips to reduce your Motor Trade Insurance

5 ways to reduce your traders insurance premium without cutting down on your cover!

In today’s challenging economic times we’re always looking for ways to reduce overheads and bring our cost base down. Insurance is an obvious area to review and regardless of whether you are a car sales dealership, vehicle servicing or bodyshop, your Traders Insurance could be a good place to start.

Professional Indemnity Explained - Negligence only or Civil Liability

Professional Indemnity Explained - Negligence only or Civil Liability

The PI Cover small print that you really need to know!

When you are reviewing Professional Indemnity Insurance, as well as gaining an understanding of the key fundamentals, it's important to take time to explore some of the specifics around the cover itself and why quotations which look identical on the surface, may, in fact, be very different!

Carpet Fitters & Flooring - Business Insurance - Health Check

Carpet Fitters & Flooring - Business Insurance - Health Check

If you own or run a flooring contractors or carpet fitting operation, you will know that you need insurance.  However, as your company evolves it can be easy to overlook a specific area of risk.

Our “Health Check” series examines individual professions and identifies the typical associated risks which you may need to consider.

Empty Property - Do you need Unoccupied Property Insurance?

Empty Property - Do you need Unoccupied Property Insurance?

Most standard buildings insurance policies will only provide cover for unoccupied or empty property for a period of either 30 or 60 days.  Beyond this you will need to ask your Insurer to extend cover or arrange a specialist vacant property insurance policy. In the first instance check your current policy document or speak to your Insurer advisor to understand existing requirements or conditions.

Motor Traders - What's the future for GAP Insurance and other add-ons?

Motor Traders - What's the future for GAP Insurance and other add-ons?

Last July the financial regulator, Financial Conduct Authority (FCA), announced a review into the sale of general insurance add-ons, i.e. where they form an addition to the main purchase.  In terms of the motor trade market, this will include supplementary products to vehicle sales such as GAP Insurance and car paint / fabric protection insurance. 

The report findings have just been released and the outcome is likely to lead to sweeping changes across the motor industry.