Hair & Beauty

25 July 2015

Hairdressing Insurance Tips - How To Avoid Staff Accidents

Written by Jon Norman, Posted in Hair & Beauty

Whilst you may not think that working in a hair salon is particularly hazardous, risks still exist and without adequate awareness and risk management, your staff could still suffer workplace injuries.

Should one of you team suffer an accident and subsequent injury at work, you could face expensive compensation claims under the employers liability section of your Hairdressing Insurance policy.

On-the-job accidents can be avoided by focusing on safe practices and taking necessary and sensible precautions.

08 March 2015

Hairdressing Insurance Tips - What Cover Do I Need For A Barbers Shop?

Written by Jon Norman, Posted in Hair & Beauty

A Barber is one of the oldest professions in the UK and whilst a Barbers Shop is now widely regarded as a hairdressing salon specialising in Men’s hair, its historical insurance risk would have previously looked very different.

Barbers were previously known as “barber surgeons”, carrying out surgery and dentistry as well as cutting and triming facial hair. I’m not sure the current Hairdressing Insurance policies would look to cover teeth being pulled from the barber’s chair, but it would certainly be a talking point!

However, a Barbers Shop Insurance package can be tailored to provide cover for all of the key requirements for a modern day barbers’ business under one roof. 

12 February 2015

Hair Salon Insurance Tips - Have You Planned For Business Disaster?

Written by Jon Norman, Posted in Hair & Beauty

With the Department of Trade and Industry (DTI) reporting that over 70% of businesses never recover from a business disaster such as a fire or flood, the importance of a structured continuity plan for your beauty or hair salon has never been higher.

Whilst your Hair Salon Insurance package may extend to cover the property damage itself, together with any associated loss of income and fixed costs under a business interruption extension; without a well managed and organised plan, your business may still never recover.

02 February 2015

Hairdressing Insurance Tips - Choosing The Right Shoes To Avoid Injury

Written by Jon Norman, Posted in Hair & Beauty

Whether you run a chain of salons or operate as a mobile stylist working in the Hair Industry, both you, and your employees will inevitably spend a lot of time on your feet. 

Working in a standing position for an extended period of time can cause a variety of health problems, including lower back pain, stiffness in the neck and shoulders, sore feet, swelling of the legs, and general muscular fatigue. Choosing the right shoes or footwear can be a major factor contributing to your comfort whilst standing on the feet.

22 January 2015

Hair Salon Insurance Tips - Do I Need Competition or Exhibition Cover?

Written by Jon Norman, Posted in Hair & Beauty

Entering a competition or attending a hair and beauty exhibition can give your salon a huge boost, not only in terms of keeping up with the latest styles and trends, but from a brand and PR perspective it can make you really stand out from the competition.  

However, it is easy to forget the more mundane and practical tasks associated with these events such as ensuring your Hairdressing Insurance or Salon Insurance package provides all the necessary cover to protect your assets.

14 January 2015

Beauty Therapist Insurance - What Cover Do I Need For A Beauty Salon?

Written by Jon Norman, Posted in Hair & Beauty

If you are considering joining one of the current 14,000+ Beauty Therapists across the UK by opening your own salon, one of the key areas you need to consider (if not the most exciting!) is Beauty Salon Insurance.

As with most insurance policies, the devil is in the small print, particularly in an evolving industry where new treatments are coming on-line all the time.  Let’s examine some of the key areas of risk in more detail, this should give you a clearer picture of the key areas of cover required.

02 December 2014

Hairdressing Insurance Tips - How To Manage Teenage Workers

Written by Jon Norman, Posted in Hair & Beauty

Teenage workers are common place in Hair or Beauty Salons across the UK, providing a win-win situation of an enthusiastic and willing employee combined with a great early work experience opportunity for the teenager.

However, it is sometimes easy to forget that teen workers enjoy the same rights as any other employee, as does your duty of care as an employer.  Should a teen worker suffer injury or accident during their employment you could find yourself on the end of a costly employers liability claim under your Hairdressing Insurance policy.

19 November 2014

Hairdressing Insurance Tips - How To Reduce The Risk Of Client Injury

Written by Jon Norman, Posted in Hair & Beauty

Customer personal injury claims can be costly and very damaging to a salon's reputation. They can be much more frequent than employee claims, especially in salons where water or other hazards can exist, often resulting in costly Public Liability Insurance claims under your Hairdressing Insurance policy.

09 November 2014

Hairdressing & Beauty Insurance - Top Tips When Working with Chemicals

Written by Jon Norman, Posted in Hair & Beauty

Though the hair and beauty industry is widely regarded as a glamorous occupation, there are still real hazards for those who choose a career in cosmetology. In fact, exposure to certain chemicals can increase the risk of serious health conditions.

This is not only relevant to your own health, but if you employ staff, you have a duty of care to create a safe working environment which protects employees from injury or illness.  Failure to take the relevant and appropriate safety measures can result in Employers Liability claims under your Beauty Insurance or Hairdressing Insurance policy.

29 September 2014

Hairdressing Insurance - How to Prevent Pain at the Salon

Written by Jon Norman, Posted in Hair & Beauty

According to the Labour Force Survey (LFS) 40% of all work-related illnesses involved some form of stress, as such it is vital that Salon owners are aware of the potential problems which can arise and how to adapt working conditions to minimise the impact your your business.

14 July 2014

Mobile Hairdressing Insurance Explained - What is Treatment Risk?

Written by Jon Norman, Posted in Hair & Beauty

The insurance world tends to assume that everyone has a complete grasp on their technical jargon and small print.  However, in reality, unless you have suffered a claim, there is no real reason why you would have studied the intricacies of a mobile hairdressing insurance policy any more than an insurance underwriter would know a Back-Angled Bob from inverse layering

Our “Explained” series picks out some of the critical areas of cover for any hairdressing business and puts them into plain English.

11 June 2014

Hairdressers - Should You Take The Leap and Open Your Own Salon?

Written by Jon Norman, Posted in Hair & Beauty

Setting up as a mobile hairdresser is a smart and easy way to develop your client base and build a business without the pressure of major overheads.  Hopefully, after a year or two, trade has developed well and your mind starts to imagine what it would be like to open your own salon.  Before you dive in and sign a lease, it’s important to consider all the various aspects or you could end up with less profit and double the stress!

03 June 2014

Hairdressers - Delight your clients & keep them coming back for more!

Written by Jon Norman, Posted in Hair & Beauty

If you're a self-employed hairdresser or salon owner, find out how you can delight your clients and keep them coming back time-after-time!

Competition on the High Street, or for mobile hairdressing customers, has never been so fierce, it’s now not enough just being a great stylist, you need to be a savvy marketer and business owner to keep ahead of the competition.

Here are some of our top tips to delight your clients and turn them into advocates – imagine your own direct sales force promoting your business!!

 

29 April 2014

Hairdressing Insurance - 8 Things you MUST know about Renting a Chair!

Written by Jon Norman, Posted in Hair & Beauty

Whether you are a salon owner or a mobile hairdresser looking for a permanent base, renting a chair could be a good solution to grow and develop your business.  However, it’s vital for all parties that you understand some of the fundamentals before you start.

07 April 2014

Hairdresser - Give your Mobile Hairdressing Insurance a "Health Check"

Written by Jon Norman, Posted in Hair & Beauty

When you don’t have physical premises it can be easy to forget about business insurance or to not fully understand exactly where potential risks exist.  If you own or run a mobile hairdressing business, you will know that you need insurance.  In this edition of our “Health Check” series we look at mobile hairdressing insurance and identify the typical associated risks which you may need to consider.