• Directors & Officers Insurance

    Directors & Officers Insurance

    Tailor Directors & Officers insurance and compare quotes online from our panel of leading insurers

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27
January
2016

Compare D&O Insurance and receive Expert Advice

Insync can compare cover and prices from 5+ of the UK’s leading insurers, quotations can be obtained online in minutes, supported by expert advice from a team of UK based management liability insurance experts. What’s even better is that you will be allocated a dedicated Account Executive who will handle your policy throughout the life of your policy – why repeat yourself!

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What Is Directors and Officers Insurance?

Directors and Officers Insurance, or D&O Insurance as it is often referred, provides personal liability protection for the Directors and any Officers of a Limited Company. Typically, personal claims can occur against individual Directors, or all board members, where they have acted (or are accused of acting) without property authority, or have breached part of the Companies Act.

D&O cover can be purchased in isolation, or as part of a comprehensive management liability policy which will include additional protect for Employment Practices Liability and entity cover for the business itself.

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Do I Need Directors and Officers Insurance?

If you are a company director, or an officer such as a company secretary, you have a personal responsibility and liability for your actions. Without adequate D&O Insurance you could find yourself on the wrong end of costly litigation and / or compensation claims or fines from shareholders, third parties or regulators such as the Health and Safety Executive (HSE).

Whilst accusations or claims can later prove to be unfounded, without adequate insurance protection you would be left to manage the process and any associated legal bills which can cause considerable financial and emotional distress.

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Directors and Officers Cover

  • Specialist cover for Limited Companies, Charities, Clubs or Associations
    Specialist cover for Limited Companies, Charities, Clubs or Associations
  • Any One Claim Limits, with no limitation on number of claims that can be made in any period of insurance
    Any One Claim Limits, with no limitation on number of claims that can be made in any period of insurance
  • Directors and Officers (D&O), Trustees Liability
    Directors and Officers (D&O), Trustees Liability
  • Indemnity levels up to £5m+
    Indemnity levels up to £5m+
  • Cyber Liability, Infringement of copyright and pollution extensions
    Cyber Liability, Infringement of copyright and pollution extensions
  • Free Legal & Regulatory advice from industry specialists
    Free Legal & Regulatory advice from industry specialists
  • Option to include legal liabilities up to £25m Indemnity (Public & Employers Liability)
    Option to include legal liabilities up to £25m Indemnity (Public & Employers Liability)
  • Legal Expenses, Business Travel & Personal Accident options
    Legal Expenses, Business Travel & Personal Accident options
  • Optional Professional Indemnity Insurance
    Optional Professional Indemnity Insurance

Why Insync for D&O

  • We compare prices and cover from our panel of leading insurers
    We compare prices and cover from our panel of leading insurers
  • Instant quotations - cover and policy documents in minutes
    Instant quotations - cover and policy documents in minutes
  • Flexible cover & monthly payments – just pay for the sections you need
    Flexible cover & monthly payments – just pay for the sections you need
  • Expert advice from dance insurance specialists
    Expert advice from dance insurance specialists
  • 24 Hour Claims Helpline
    24 Hour Claims Helpline
  • Personal – Digital servicing AND your own dedicated insurance professional
    Personal – Digital servicing AND your own dedicated insurance professional

How Much Does Directors and Officers Cost?

How Much Does Directors and Officers Cost?

Modern D&O or management liability packages are very affordable. Whilst quotations are tailored to your individual circumstances, rating is typically driven by the businesses activity, turnover, the number of staff and the financial strength of the company.

How Much Directors and Officers Insurance Do I Need?

How Much Directors and Officers Insurance Do I Need?

In simple terms, best advice is to buy as much cover as you can afford! Typically, small companies will purchase an indemnity limit ranging from £1m to £5m, however each individual firm is different and you should consider your individual circumstances. Try to think of the maximum individual exposure for the director, this may be driven by your turnover and the specific activities of your business.