Construction Insurance Tips - Understanding CDM Regulations 2015

Construction Insurance Tips - Understanding CDM Regulations 2015

If you are running a construction firm or working in the construction industry, then you should be familiar with the Construction (Design and Management) Regulations 2007 (CDM).

These regulations place legal duties on almost everyone involved in construction work. By defining responsibility and establishing guidelines for safe practice, the CDM Regulations help improve on-site health and safety, ensure your employees are competent and support your firm's risk management strategies. By carefully implementing these guidelines, you can reduce your exposure to liability insurance claims and subsequent increases to your Construction Insurance policy.


Why Are CDM Regulations Changing?

On the 9th January 2015, the Health and Safety Executive (HSE) released draft guidance on the new Construction (Design and Management) Regulations (2015) which come into force on 6 April 2015. The HSE’s objective is to simplify the existing regulations, reduce paperwork, and improve health and safety standards on smaller construction sites.

Neglecting to familiarise yourself with the changes could be disastrous — non-compliance increases your employees’ chances of suffering an accident, threatens the integrity of your finished structure, generates fines, and could even lead to prosecution.

Some of the most noticeable changes in the new CDM Regulations include the following:

#1 Replacing the CDM co-ordinator role

Under CDM 2007 the co-ordinator was responsible for facilitating communication between duty holders and liaising with the HSE and was only required for certain types of projects. To simplify things, the HSE is replacing the co-ordinator role with the principal designer, meaning that an existing member of the design team will be responsible for coordinating the crucial pre-construction phase.


#2 Client Responsibility

Individual clients (people who are having construction or building work carried out) will now be responsible for notifying the HSE if on-site construction work will exceed 30 working days and have more than 20 employees working simultaneously, or if the project will exceed 50 working days. This is the first time that domestic clients (people who have construction work carried out on their own home) have responsibilities under the new CDM Regulations.

#3 Requirement For Written Construction Phase Plans

All clients must now ensure that their Contractors provide a written Construction Phase Plan before any work commences — this applies to smaller and domestic projects which were previously exempt from the CDM Regulations.

Where Can I Find More Information

The HSE has provided more detailed guidance on the CDM Regulations 2015 and how to comply on their website.

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