What Is Charity Insurance?
Charity Insurance is available to the 125,000+ UK registered charities, providing a suite of tailored insurance cover from legal liabilities (public and employers liability), charity contents, computer equipment or property, money, professional indemnity and/or trustees indemnity.
Do I Need Charity Insurance?
All registered charities will have exposure to risk and a requirement for insurance protection. Core cover is typically Public and Products Liability for general fundraising, meetings and events. You can then extend cover for your legal liability to any employees and volunteers (employers liability). If your charity meets in a hall or other public space, it is likely that you will be asked to provide a copy of your liability certificate. Similarly, if you are running a fundraising event the local authority may seek proof of cover before commencement.
Compare Charity Cover
As a specialist broker in the not-for-profit space, Insync has access to the UK’s leading social enterprise insurers. Our charity insurance advisors will take the time to walk you through the range of cover options, comparing prices and polices from our panel of underwriters to help you find the right level of cover at the right price.
Charity Policy Extended Covers
In addition to the core legal liability protection, our charity policy can be tailored to your specific requirements from contents and equipment, computers and laptops, money, personal accident, professional indemnity, legal expenses and trustees liability. You only pay for the specific areas of cover required leaving more of your funds for good causes.