Business

12 October 2017

What Makes A Good Insurance Policy?

Posted in Business

That time has rolled round again to renew your insurance policy, you’ve done your research and got your top three options, but which one should you go with? What makes good insurance cover? The price? The name? The reviews?

05 October 2017

6 Considerations When Choosing Employer's Liability Limits

Posted in Business

Employers’ Liability (EL) insurance protects your business from claims of negligence made by employees who have suffered an injury or ill health due to their work. To work out what your EL limits may be, here are 6 important things to consider.

06 September 2017

Starting a New Business – Which Insurance Do You Need?

Posted in Business

If you’re starting a new business, no doubt you’ll be juggling start-up costs, essential resources and trying to raise your brand awareness. However, that is all pointless if you lose everything to a disaster that you could have easily insured against.

30 August 2017

Cyber Tips for Business Trips

Posted in Cyber Risk, Business

When working on the go or travelling for work, it has become more important than ever before to take extra precautions to stay cyber safe. With more and more people relying on technology each day, cyber crime is becoming increasingly important as it can be detrimental to businesses and their reputations.

25 August 2017

The Importance of Directors and Officers Insurance for Your Business

Posted in Business, Directors & Officers, Professions

In February 2016, increased fines were introduced for breaches around corporate manslaughter, food safety and hygiene offences, and health and safety offences. Within the first twelve months the number of health and safety prosecutions against directors and officers tripled, yet many UK businesses still believe they do not need Directors and Officers (D&O) insurance and see it is an unnecessary and additional cost.

15 March 2017

Shop Insurance Tips – How To Handle E-Commerce Risk

Written by Jon Norman, Posted in Business

Many traditional high street stores are embracing the online world, not only to see goods online, but also to enhance customer relationships, attract new customers and increase overall sales revenue. However, if you are considering growing, or starting to trade your business online, it is important to understand what is required to maximise information security and minimise credit and debit card payment risks.

18 January 2016

Business Insurance Tips - Are You Ready for COMAH Regulations 2015?

Written by Jon Norman, Posted in Business

From 1st June 2015, the Control of Major Accident Hazards (COMAH) Regulations 2015 will come into effect, replacing the previous COMAH 1999. COMAH governs businesses’ use of dangerous substances such as liquefied petroleum gas, explosives and chlorine.

11 November 2015

Business Insurance Tips - #9 Need to Know 2016 Employment Law Changes

Written by Jon Norman, Posted in Business

When you’re running a small business it can be difficult to keep on top of all the different legislative changes. However, failure to understand and take action on key employment law amendments could land you with significant fines or Business Insurance claims under your Employment Practices Liability Insurance.

16 October 2015

Shop Insurance Tips - Enforcing Your Health & Safety Plan Is Critical

Written by Jon Norman, Posted in Business

Working in the retail industry brings some obvious hazards.  Any shop has a duty of care for the safety of its employees and customers, should a member of the public become injured as a result of your negligence you could face fines or prosecution by the Health and Safety Executive (HSE) as well as liability claims under your Shop Insurance policy.

24 September 2015

Commercial Insurance Explained - Cover for Distribution & Warehousing

Written by Jon Norman, Posted in Business, Sports & Leisure

Warehouses and distribution centres are a vital cog in UK business, be it the supply chain or consumer delivery.  Without sufficient support of warehousing and distribution services, many businesses’ would not be able to trade effectively leading to significant financial losses or even closure.

19 August 2015

Convenience Shop Insurance - Common Health and Safety Risks

Written by Jon Norman, Posted in Business

It might sound obvious, but not all convenience stores are the same. The varying size from a traditional corner shop to large multi-site supermarket make the risk profile very different.

Other key factors include the location itself, be it town centre or rural, to the type of products or stock – for example, whether a store stocks cigarettes or alcohol.

Whilst these risk factors may impact the frequency or size of the health and safety exposure, the fundamental profile of risk remains the same and how you manage and reduce this risks can directly impact your Convenience Shop Insurance premiums.

15 July 2015

Business Travel Insurance - Safety Tips When Travelling On Business

Written by Jon Norman, Posted in Business, Medical Malpractice

In the modern world of business, travel plans are typically hectic, with tight schedules and back-to-back meetings and often arranged at short notice. 

With the above in mind, it is easy to lose sight of the increased risk faced by business travellers, which can impact the safety of you or your employees.  Businesses have a duty of care for the safety of their employees during the course of their employment, with this in mind it is important to identify potential hazards, as well as purchasing the right level of Business Travel Insurance.

08 July 2015

Business Insurance Tips - Workplace Cutting and Welding Safety

Written by Jon Norman, Posted in Business

If your business is manufacturing or carrying out processes which involve cutting and welding, then you will be only too aware of the risks are dangers to you and your employees.

As an employer you have a duty of care to your staff to provide a safe working environment with adequate training and risk management.  Should one of your team suffer a workplace injury, you could be held responsible and be subject to an employers’ liability claim under your business insurance policy.

22 June 2015

Do I Need Specialist Business Travel Insurance?

Written by Jon Norman, Posted in Business

Business travel can raise many additional risks for both business owners and employees.  It is more obvious to firms when employees travel abroad that travel insurance cover is required, however in reality, trips within the UK can also pose equally significant risks.

02 June 2015

Business Insurance Tips - Are You Ready for Consumer Rights Act 2015?

Written by Jon Norman, Posted in Business

If your business is involved in providing products to clients, be it physical products, or even digital downloads, you need to be aware of the forthcoming Consumer Rights Act 2015 and how it could impact your business processes.

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